A technician assisting a customer with financing options, promoting accessible plumbing solutions

Flexible Financing Options with Pipe Wrench

Eliminate stress when you need plumbing or HVAC services by taking advantage of flexible financing options with Pipe Wrench. Home service emergencies can surprise homeowners at the worst times that could require repair or replacement services for HVAC system breakdowns, clogged sewer lines, and even burst pipes.

That is why our team at Pipe Wrench Plumbing, Heating and Cooling has partnered with Service Finance Company as our preferred credit provider, offering flexible financing options to make unexpected repair or replacement payments more manageable for any budget.

Financing Options Available with Pipe Wrench

Short-term Interest Free Loans*

  • No (0%) Interest if paid in full in 12 months (deferred interest)

Low Monthly Payment Loans*

  • 5 Year – 6 months no interest no payment – 9.99% interest rate after for 5 years
  • 10 Year – 6 months no interest no payment – 9.99% interest rate after for 10 years

Apply Now

We Offer Financing with Service Finance Company

Service Finance Company, LLC, offers a variety of payment plan options, including 0%, short-term and low monthly financing pending approved credit. Financing is available for most HVAC and Plumbing projects with approved credit.

Click HERE to apply today with Service Finance Company

Although Service Finance Company is the preferred credit provider for Pipe Wrench, we also offer additional financing options through other financial institutions. Regardless of what payment option you choose, the application process is quick and easy, and you can get approved in no time!

How Does It Work?

We know that every homeowner’s budget and financing needs are unique. That’s why our knowledgeable team at Pipe Wrench will always tailor payment options specifically to you.

There are several ways to learn more about what financing options are available to you, and which plan best fits your budget.

  1. Choose Finance Plan Directly with Service Finance Company
    • When you apply using the link below, you will be provided with different loan options to best suit your budget and home service needs
    • Service Finance Company is easy to work with, making financing affordable and easily accessible.
    • Specific loan terms and credit decision to be provided after application process in an email from Service Finance Company along with final financing documents and e-signature approval.
    • Click HERE to apply today with Service Finance Company
  2. Schedule Consultation with Pipe Wrench Sales Technician or Field Supervisor
    • The easiest way to apply is to schedule a consultation to discuss payment options with our knowledgeable, certified and experienced technicians.
    • Our technicians will make sure you clearly and quickly understand different payment terms tailored for you with our digital tablets.
    • Schedule your appointment here or call us at (865) 583-3957.
  3. Call Pipe Wrench Directly
    • Call our financing experts at [insert phone number] for additional details on different payment options and credit terms.
    • We can help walk you through the process before you speak to a Pipe Wrench technician in person if desired.
  4. Fill out Online Request Form
    • Fill out the online request form below by including all of the required information.
    • Once your request has been received, the financing experts will be in touch with you shortly to help guide you through the process.

Financing

*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Note that all financing plans and final interest rates are approved on case-by-case basis for each customer. All financing options are dependent on approved credit issued by Service Finance Company, LLC. For current information or questions about financing options, existing agreements or payment terms, call Pipe Wrench at (865) 583-3957 or call Service Finance Company at (866) 393-0033.

Invest in a Heating and Cooling System

Outside of the purchase of your home and automobile, your heating and cooling system could be one of the largest investments you will make. New HVAC systems are more energy efficient and with quality installation and maintenance available with Pipe Wrench Plumbing, Heating and Cooling, you could see considerable savings over the lifetime of your system.

Financing your HVAC system purchase is a great way to offset your initial investment. Financing through Service Finance Company provides you with flexible payment options for the HVAC system that meets all of your heating, cooling and air quality needs.

Contact us today by scheduling an appointment or call (865) 583-3957 to learn more about our heating and cooling services.

FAQs:

What kind of financing options are available through Pipe Wrench?


We offer flexible payment plans to fit your budget, including:
• 0% Interest Short-Term Loans – Pay in full within 12 months with no interest (deferred interest applies).
• Low Monthly Payment Loans – Spread your payments over a longer term:
o 5-Year Plan: 6 months no interest, then 9.99% APR for 5 years
o 10-Year Plan: 6 months no interest, then 9.99% APR for 10 years

What types of home service projects can I finance with Pipe Wrench?


With Pipe Wrench, you can finance nearly any plumbing or HVAC project your home may need. From installing a new heating or cooling system, upgrading to a tankless water heater, or replacing a sewer line, to taking on a full bathroom remodel—financing makes it easier to tackle those bigger home improvements. Any mid- to large-scale home project is a perfect opportunity for financing.

Why should I consider financing to pay for home improvements?


Financing makes it easy to start your home projects right away, without using your home equity. With flexible payment options designed to fit your budget, you can choose payment terms that typically range from 12 to 120 months, depending on the size of your project. Financing is a smart way to invest in your home while keeping payments manageable.

What credit score do I need to qualify?


Don’t let credit rating concerns or challenges keep you from exploring financing. There are plenty of options available—even if your credit isn’t perfect. Pipe Wrench’s preferred credit partner is Service Finance Company, but we also work with GoodLeap, both providing a wide range of financing options to match your needs and budget.

What will my monthly payment look like?


Your monthly payments and loan terms will depend on the total amount you finance, and the specific payment plan you select.

How do I get started with financing?


To begin the financing process, you can apply directly with Service Finance Company by clicking the application buttons and links on this page. You will be sent to the lander website, where you submit your application online and will get a decision in no time!
Alternatively, you can schedule a consultation with one of our field supervisors, give us a call, or complete our online request form. Our team will happily guide you through the financing process and recommend the payment plans best suited to your home service needs.

Does applying for financing affect my credit score?


Yes, financial lenders will review your current credit rating when you apply for financing. This inquiry may have a small impact on your score, as credit reporting agencies factor in new financing requests when evaluating your credit.

What happens after I’m approved for financing?


Once your financing is approved, you’ll receive all the details of your plan, including your payment schedule and terms. From there, our team will work with you to schedule your home service project and ensure everything is set up for a smooth, stress-free experience.
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25+Years in Business
00+ Satisfied Customers
00+ Total Reviews
4.9/5 Overall Rating

What Our Customers Are Saying

"Adam Bunch and Salwan were our technicians. They were very professional, courteous, thorough, and we feel they did a very good job. They were both very personable, friendly, and genuinely take pride in their profession. We feel very confident in the work that they did. We have an older home built in the mid 1980s with old, failing hex water lines along with some copper fittings. We needed new lines installed and they did a good job with it. I would recommend them to other people. In comparison, the price is more expensive than some other businesses in this area for the same work, but we feel that the guarantee that comes with Pipe Wrench work brings accountability. We will use this service again in the future."

Amy C.

"Very timely. The first time I used this service I had a thermostat replaced in my hot water heater. They were quick and professional and was fairly priced. I'm in the middle of my second experience at a relatives home for hot water heater replacement. They were able to get a tech out for evaluation the same day we called (today) about a problem and have scheduled the replacement for the next day. The tech was polite, professional and advised us of all our options in a way that was easily understood. I highly recommend Pipe Wrench services."

Sasha N.

"Ryan and Tyler were fantastic! As soon as they got to our home they set expectations for all the work they were going to perform. They kept us posted on the status of the job throughout the time they were working and reviewed everything with us when the job was complete. They were professional, knowledgeable, and nice. I would highly recommend them and the team at Pipe Wrench for any plumbing needs! Although I hope we won't have to use their services again, if we ever have the need for a plumber in the future, they will be the first people we call!"

Katey M.

"They came on time with texts and calls ahead of time to ensure I knew who was coming (with a picture) and when they'd be there. Kyle was professional, personable and didn't try to sell me more than I needed. He worked with the scheduling to get me scheduled that evening, even though I couldn't be there for the install. The installation was prompt and they were clean (again with forewarning and pictures of who was coming). They are my new go to company. Thank you."

Mary W.

"Our technician showed up on time and very professional. This company never tried to take advantage of my older mom. Which some in the past have. Very thorough in explaining everything he did and the cost. They came the very next morning. My mom’s A/C had gone out the day before on a scorching hot day and week. I would highly recommend this company. Very good people."

Kay L.